Effective Date: November 12, 2025

By using the Chenault & Hoge website or services, you agree to the following terms:

1. Use of Website

This site is provided for informational purposes only. Content may include general descriptions of services and is not intended to replace one-on-one consultations or formal insurance advice.

2. No Guarantee of Coverage

Submitting an inquiry or contacting us through the site does not guarantee coverage or initiate an insurance policy. A licensed representative must confirm all details and approvals.

3. User Responsibility

You agree not to submit false or misleading information, and you understand that you are solely responsible for the content of your submissions. Again, please do not include sensitive personal or financial information.

4. Outbound Links

Our site may contain links to third-party websites. Chenault & Hoge is not responsible for the content, services, or security practices of any linked site.

5. Intellectual Property

All content on this site—including text, branding, logos, and graphics—is the property of Chenault & Hoge and may not be copied or reproduced without permission.

6. Limitation of Liability

Chenault & Hoge is not liable for any damages arising from your use of this site, including but not limited to technical issues, inaccuracies, or external links.

7. Governing Law

These terms are governed by the laws of the Commonwealth of Kentucky.