About Chenault & Hoge

A Century in the Making. A Commitment That Never Wavers.

Nestled in the heart of historic downtown Frankfort, Chenault & Hoge has been serving Kentucky families and businesses since 1904. For over a century, we’ve helped protect what matters most—from homes and cars to businesses, farms, and everything in between.

Known affectionately as “The Insurance Store,” we’re not your average agency. We’re independent—which means we work for you, not the insurance companies. That independence lets us shop around to find the best fit, the best coverage, and the best value, every time.

Real people.
Real expertise.

Our team is made up of experienced agents, helpful neighbors, and friendly faces who are here to help—every step of the way.

Meet the Team

Chenault & Hoge is Here for You

How can we help you?

Home & Auto: Protect where you live and what you drive with coverage that fits your lifestyle.
Business & Commercial: Custom policies built to protect your company, your property, and your team.
Umbrella Coverage: Extra protection when it matters most—because sometimes, the unexpected hits big.
Workers Comp & Liability: Coverage that keeps your workplace secure and your business compliant.
Life & Long-Term Care: Plan ahead for the people you love with policies built for peace of mind.
Specialty Insurance: From motorcycles to rental properties, we cover the rest so you don’t stress.

What Our Clients Say

Hear it from the neighbors we help.

“Matt Harville and the C&H team provide the absolute best customer service! I know Matt and his team work hard for you the customer to find the best insurance options and when prompt response is needed, they are collectively on top of things getting their customer what they need! VERY satisfied!”

Geri Packwood

“My Father called about siding that had come off the house. Not only are Chenault and Hoge ALWAYS wonderfully kind to my parents, but they are ALWAYS timely, going above and beyond what is required! Will gave my Dad the number of a contractor and had him coming out the same day! Folks, that is how you get and keep customers and are truly a blessing to those who've entrusted you with important aspects of their lives! God bless them!”

Lisa Rodgers

“Will Coblin and his father have been my insurance agents since I could drive for everything from personal auto to home and all business, worker's compensation, and professional liability insurance. They treat me like family. Responsive, fast, and willing to go the extra mile. I recommend no other.”

Bryan Hix

“Was recommended from a friend and I had a great experience! Matt was so wonderful to work with and went above and beyond to help me. It was the best experience working with an insurance agent I have ever had. I recommend 1000%.”

Antonia Hitchens

But at the end of the day, it’s not just about policies. It’s about people.

Our team is made up of trusted advisors, friendly neighbors, and real people who care. Whether you’re walking through our door, giving us a call, or reaching out online, you’ll always be met with a smile, a straight answer, and a helping hand.

What We Offer:

Home & Auto
Umbrella & Rental Property
Business & Commercial
General Liability & Workers Comp
Life, Disability, & Long-Term Care
Boat, Motorcycle, and more

With deep roots in Frankfort and strong partnerships across the industry, Chenault & Hoge brings you the strength of national providers with the service of a local neighbor.

We’re proud of where we’ve been. Even prouder of who we serve.
And always ready for what comes next.